Created for the Latino community.
Made for you.

Viva First® is the first free mobile banking app and Visa debit card designed with the Latino community in mind. Welcome to banking to the beat of your life!




Our offices will be closed on Monday, January 16th in observance of MLK Day. We will resume normal business hours on Tuesday, January 17th.

Introducing a mobile banking app that speaks your language.

Hispanic woman explains the purpose of Viva First

Viva First is a mobile banking app that helps the Latino community bank with the dignity and trust they deserve.

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Get paid up to 2 days early when you sign up for direct deposit through your VIVA First Account.

Hands up in celebration

Bank for Free

No overdraft fees or sneaky charges when making a deposit.
Communicating money in your language

Bank in Spanish

No more confusion or embarrassment in managing your money.
Loving bank

Banking for All

Fully-featured personal accounts designed with you in mind.


Deposit cash to your VIVA First account at over 90,000 retailers nationwide.

A reload fee of up to $4.95 applies.
Deposit and card balance limits apply.
Active personalized card required.
Keep you receipt as proof of deposit.


Keep your money
secured and insured.

Your money will be federally insured by the FDIC through our sponsor bank, Spur Security. Your information is always encrypted and protected.

A better, more capable
mobile app.

We've engineered a highly-personalized mobile app experience from the ground up to give you the capability you expect plus the innovative features you deserve.

Mobile deposit
Viva First debit card

Spend and manage with freedom.

One card to rule them all. Open a free account that comes with a free personal Visa™ debit card and the in-app ability to turn it off if it's ever lost or stolen.

Mobile payment with Viva First

Latino first. Bank second.

We share your culture, understand your needs, and offer you a better way to manage your money and create more room in your life to enjoy the things most important to you.